The Indian dream of owning a home has been locked behind rigid banking rules, massive down payments, and endless paperwork for too long. Here's how the game is changing and how you can be part of this revolution.
The Traditional Barriers We're Breaking
The 20% Down Payment Wall
Traditional requirement: ₹20 lakhs down for a ₹1 crore home New reality: Flexible options starting at 10% or even less through innovative financing
The Credit Score Ceiling
Old system: One score defines your entire worth New approach: Holistic assessment including income stability, growth potential, and payment history
The Paperwork Paralysis
Before: 50+ documents, multiple visits, 45-60 days Now: Digital verification, single dashboard, 7-14 days
Flexibility: Your Home, Your Terms
Customized Payment Plans
For the Young Professional:
- Start with lower EMIs
- Step-up loans matching career growth
- Moratorium periods for job changes
For the Business Owner:
- Seasonal payment adjustments
- Bulk payment options during good months
- Business cash flow-aligned structures
For the Returning NRI:
- International credit history consideration
- Foreign income acceptance
- Currency hedging options
To read more: https://www.owne.in/blog/helping-indians-unlock-homeownership-flexibly-fairly-fast
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