Why is Chime now working? Thousands report issues with payments app amid outage

Chime app, used by millions in the US for online payments, is down currently, with thousands facing outage. According to Down Detector, a platform that tracks such outages based on users reports, show that more than 6,000 people are facing issues with Chime.

Chime app is now working for thousands. (Chime/X)Chime app is now working for thousands. (Chime/X)

According to Down Detector, the outage peaked around 4:07pm EST and peaked around 5:37pm ET with more that 4,900 reports on DownDetector.

81% of the users said that they faced problems with the Chime app, 9% with mobile banking and 6% with logging into the app. Around 5:52pm ET, the outage fell to around 900.

Here's the graph:

“I hope the app gets fixed soon. But also it's kinda cosmic that it went down as I don't have that much money and was thinking of paying for something I don't need. So I'm taking it as a sign LOL,” said another.

“Chime fix the app. your customers are trying to access their funds,” wrote one.

“chime dude! I’m trying to pay my bar tab and your god damn app is down. Fix it now!!!! You’re embarrassing me!!” wrote one.

“I’m done with CHIME banking i just got embarrassed at the grocery store check out fuck this bank,” said one.

Chime boasts over 25 million total customers in the US, with approximately 8.7 million active users as of 2025, making it the leading neobank. Recent reports indicate active accounts grew to 9.1 million.

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