22 cards currently offering welcome bonuses of 100,000 points or more

Credit card welcome offers are the fastest way to increase your points and miles stash. There's nothing quite like the thrill of seeing a massive bonus post to your loyalty account. From there, you can start dreaming about using your travel rewards to explore the world.

Some of the best travel rewards cards on the market offer welcome bonuses of at least 100,000 points or miles — in some cases, even more.

Beyond the welcome offer, though, these cards have ongoing perks that make them worth a place in your wallet. Let's take a deeper dive into cards that currently offer welcome offers of at least 100,000 points or miles.

Note that all valuations included in this article are according to TPG's May 2026 valuations.

Cards offering welcome bonuses of at least 100,000 points or miles

These are sorted by the total value of the welcome offer, according to TPG's May 2026 valuations.

CardAnnual feeWelcome offerWelcome offer value

Find out your offer and see if you are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Up to $6,000

Find out your offer and see if you are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Up to $4,000

Find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Up to $3,500

$795

Earn 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

$3,075

$795

Earn 150,000 bonus points after spending $20,000 on purchases within the first three months from account opening.

$3,075

$395

Earn 150,000 bonus miles after spending $30,000 on purchases in the first three months from account opening.

$2,775

$95

Earn up to 150,000 bonus miles: Earn 75,000 bonus miles after spending $7,500 on purchases in the first three months from account opening. Plus, earn an additional 75,000 bonus miles after spending $30,000 on purchases in the first six months from account opening.

Up to $2,775

Find out your offer and see if you are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Up to $2,000

Earn three free night awards* after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards* after spending an additional $3,000 on purchases ($9,000 total) in the first six months of card membership.

*Nights are valued at up to 50,000 points each. Certain hotels have resort fees.

Up to $2,000

$395

Earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your account.

$1,750

$95

Earn three free night awards* after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award* after spending a total of $4,000 on purchases in the first four months from account opening. Additionally, earn up to $100 in statement credits (up to $50 semi-annually) after spending $500 on eligible airline purchases.

*Nights are valued at up to 50,000 points each. Certain hotels have resort fees.

Up to $1,700 (including the statement credit)

$695

Earn up to 110,000 bonus miles and 3,000 PQPs: Earn 100,000 bonus miles and 3,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.

Up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs)

$150

Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

Up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs)

$695

Earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

Up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs)

$350

Earn up to 100,000 bonus miles and 3,000 PQPs: Earn 90,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.

Up to $1,350 (including the points from adding an authorized user; not including the value of the PQPs)

Find out your offer and see if you are eligible for as high as 100,000 bonus miles after spending $5,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Up to $1,200

$99

Earn up to 185,000 bonus points: Earn 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening.

Up to $1,110

$99

Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

$840

$0

Earn up to 125,000 bonus points: Earn 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening. Plus, earn 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening.

Up to $750

Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership.

$600

Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.

$520

Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership.

$520

The information for the United Club Business has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

The Business Platinum Card from American Express

With the Amex Business Platinum, new cardmembers can find out their offer and see if they are eligible for as high as 300,000 bonus points after spending $20,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

TPG's May 2026 valuations place this offer at up to $6,000 in value.

THE POINTS GUY

The Business Platinum also provides a list of valuable statement credits that can be helpful for business owners.

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You can earn up to $200 each calendar year in airline fee statement credits for charges by the eligible airline you select each calendar year and up to $120 per calendar year in statement credits for purchases made directly from U.S. wireless telephone providers (up to $10 per month). Enrollment is required for select benefits.

To learn more, read our full review of the Amex Business Platinum.

Apply here: The Business Platinum Card from American Express

American Express Business Gold Card

The Amex Business Gold currently offers new applicants the ability to find out their offer and see if they are eligible for as high as 200,000 bonus points after spending $15,000 on purchases in the first three months of card membership. Welcome offers vary, and you may not be eligible for an offer.

According to TPG's valuations, this welcome offer is worth up to $4,000.

THE POINTS GUY

This card provides useful perks for business owners who spend frequently on common expenses like food and shipping.

With this card, you'll receive up to $240 in statement credits each calendar year for eligible U.S. purchases at FedEx, Grubhub and office supply stores (up to $20 per month) and a monthly statement credit toward one Walmart+ membership valued at up to $12.95 monthly plus applicable taxes (up to $155 per calendar year, Plus-Ups not included; subject to auto-renewal). Enrollment is required for select benefits.

To learn more, read our full review of the Amex Business Gold.

Apply here: American Express Business Gold Card

American Express Platinum Card

If you're looking to apply for the Amex Platinum, you can find out your offer and see if you are eligible for as high as 175,000 bonus points after spending $12,000 on purchases within the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Per TPG's valuations, you could be eligible for as much as $3,500 in value.

THE POINTS GUY

The Amex Platinum is a popular choice with travelers thanks to its premium perks, such as extensive airport lounge access for eligible cardmembers (including Centurion Lounges), multiple statement credits and complimentary elite status with Hilton, Marriott and Leading Hotels of the World. Enrollment is required for select benefits.

To learn more, read our full review of the Amex Platinum.

Apply here: The Platinum Card from American Express

Chase Sapphire Reserve

The Chase Sapphire Reserve's welcome offer allows new cardholders to earn 150,000 bonus points after spending $6,000 on purchases in the first three months from account opening.

TPG's May 2026 valuations place this welcome offer at $3,075 in value.

THE POINTS GUY

This card offers a host of benefits, including statement credits for The Edit by Chase Travel℠ (up to $250 in statement credits twice per year; minimum two-night stay required), StubHub (through Dec. 31, 2027; activation required), monthly credits for Lyft (through Sept. 30, 2027) and more.

Certain statement credits may be broken into biannual or monthly amounts and have additional terms.

To learn more, read our full review of the Chase Sapphire Reserve.

Apply here: Chase Sapphire Reserve

Chase Sapphire Reserve for Business

Applicants for the Chase Sapphire Reserve for Business can earn 150,000 bonus points after spending $20,000 on purchases in the first three months from account opening.

This bounty of valuable Chase Ultimate Rewards points is worth $3,075, according to TPG's valuations.

THE POINTS GUY

The Sapphire Reserve for Business is an excellent option for travel-minded business owners who are willing to maximize the card's multiple statement credits.

These include an annual $500 credit for The Edit (up to $250 in statement credits twice per year; two-night minimum stay required), up to $400 with ZipRecruiter through Dec. 31, 2027 (split as two $200 biannual credits), a flexible $300 travel credit and up to $200 in Google Workspace credits (through Dec. 31, 2027).

To learn more, read our full review of the Chase Sapphire Reserve for Business.

Apply here: Chase Sapphire Reserve for Business

Capital One Venture X Business

The Capital One Venture X Business comes with 150,000 bonus miles, earned after spending $30,000 on purchases in the first three months from account opening.

TPG's May 2026 valuations place its value at $2,775.

THE POINTS GUY

Highlights of the Venture X Business card's benefits include a $300 annual credit for travel booked through Capital One Business Travel and complimentary access to Capital One Lounges and participating Priority Pass lounges.

To learn more, read our full review of the Venture X Business.

Learn more: Capital One Venture X Business

Capital One Venture Business

New Capital One Venture Business cardholders can earn up to 150,000 miles:

Earn 75,000 miles after spending $7,500 on purchases in the first three months from account opening.Plus, earn an additional 75,000 bonus miles after spending $30,000 on purchases in the first six months from account opening.

If you're able to earn the bonus, TPG's valuations place its value at up to $2,775.

THE POINTS GUY

The Venture Business earns a straightforward 2 miles per dollar spent on all purchases and an elevated 5 miles per dollar spent on hotels, rental cars and vacational rentals booked through Capital One Business Travel. It's best for business owners who make purchases across a broad list of categories and want to earn simple rewards.

To learn more, read our full review of the Capital One Venture Business.

Learn more: Capital One Venture Business

American Express Gold Card

With the Amex Gold Card, new applicants can find out their offer and see if they are eligible for as high as 100,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

You could be eligible for as much as $2,000 in value, per TPG's May 2026 valuations.

THE POINTS GUY

The Amex Gold is our top choice for foodies since it earns 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter, and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively).

This card is also packed with useful statement credits and solid travel and purchase protections.

To learn more, read our full review of the Amex Gold.

Apply here: American Express Gold Card

Marriott Bonvoy Business American Express Card

With the Marriott Bonvoy Business Amex, you'll earn three free night awards* after spending $6,000 on purchases in the first six months of card membership. Plus, earn an additional two free night awards* after spending an additional $3,000 on purchases ($9,000 total) in the first six months of card membership.

*Nights are valued at up to 50,000 points each. Certain hotels have resort fees.

According to TPG's May 2026 valuations, this welcome offer is worth up to $2,000.

THE POINTS GUY

If you're a small-business owner frequently staying at Marriott properties, this card is a great choice. You'll receive elite night credits toward status, complimentary Gold Elite status and a discount on eligible bookings when you book directly with Marriott through an eligible channel at a participating Marriott property with the Amex business card rate.

This card's elite night credits can be stacked with any you receive from a personal Marriott card.

To learn more, read our full review of the Marriott Bonvoy Business Amex.

Apply here: Marriott Bonvoy Business American Express Card

Atmos Rewards Summit Visa Infinite credit card

With the Atmos Rewards Summit Visa Infinite credit card, you can earn 100,000 bonus points and a 25,000-point Global Companion Award after spending $6,500 on purchases in the first 90 days from account opening. Plus, receive a 50% flight discount code for a qualifying future flight after opening your account.

This bonus is worth $1,750, per TPG's May 2026 valuations.

THE POINTS GUY

This card is an excellent choice for Atmos Rewards enthusiasts seeking a premium card that offers perks when flying Alaska and Hawaiian Airlines. These benefits include a free checked bag and preferred boarding.

To learn more, read our full review of the Atmos Rewards Summit.

Apply here: Atmos Rewards Summit Visa Infinite credit card

Marriott Bonvoy Boundless Credit Card

The current welcome offer on the Marriott Bonvoy Boundless offers three free night awards*, earned after spending $3,000 on purchases in the first three months from account opening. Plus, earn an additional free night award* after spending a total of $4,000 on purchases in the first four months from account opening. Additionally, earn up to $100 in statement credits (up to $50 biannually) after spending $500 on eligible airline purchases.

*Nights are valued at up to 50,000 points each. Certain hotels have resort fees.

TPG's May 2026 valuations place this offer at up to $1,700, including the statement credit.

THE POINTS GUY

For a modest $95 annual fee, you'll receive automatic Silver Elite status with Marriott Bonvoy, which grants 10% more points on stays, priority late checkout and complimentary Wi-Fi. You'll also receive a free night award worth up to 35,000 points every year after your account anniversary. Certain hotels have resort fees.

To learn more, read our full review of the Marriott Bonvoy Boundless.

Apply here: Marriott Bonvoy Boundless Credit Card

United Club Card

New United Club Card members can earn up to 110,000 bonus miles and 3,000 PQPs: Earn 100,000 bonus miles and 3,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.

TPG's May 2026 valuations place this bonus at up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs).

THE POINTS GUY

This is the premium card for United loyalists, offering a United Club membership with access to United's airport lounges and some Star Alliance partner lounges.

To learn more, read our full review of the United Club.

Apply here: United Club Card

United Business Card

With the United Business Card, you can earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

This offer is worth up to $1,485 (including the points from adding an authorized user; not including the value of the PQPs), according to TPG's valuations.

THE POINTS GUY

This card provides a first checked bag free on United flights, inflight discounts on food and beverage purchases and multiple statement credits to help offset its annual fee.

To learn more, read our full review of the United Business.

Apply here: United Business Card

United Club Business Card

With the United Club Business Card, you can earn up to 110,000 bonus miles and 2,000 PQPs: Earn 100,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an employee card in the first three months from account opening.

This bonus is worth up to $1,485, according to TPG's valuations.

THE POINTS GUY

This business card comes with a United Club airport lounge membership and multiple statement credits.

To learn more, read our full review of the United Club Business Card.

United Quest Card

The United Quest Card provides up to 100,000 bonus miles and 3,000 PQPs: Earn 90,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening. Plus, earn 10,000 bonus miles after adding an authorized user in the first three months from account opening.

You can receive up to $1,350 in value (including the points from adding an authorized user; not including the value of the PQPs), according to TPG's valuations.

THE POINTS GUY

The United Quest provides multiple day-of travel perks for cardholders, including priority boarding on United- and United Express-operated flights and a first and second checked bag free for the cardholder and one companion on the same reservation.

To learn more, read our full review of the United Quest.

Apply here: United Quest Card

Delta SkyMiles Reserve American Express Card

New Delta SkyMiles Reserve American Express cardmembers can find out their offer and see if they are eligible for as high as 100,000 bonus miles after spending $5,000 on purchases in the first six months of card membership. Welcome offers vary, and you may not be eligible for an offer.

Cardholders can receive up to $1,200 in value, per TPG's May 2026 valuations.

THE POINTS GUY

This is the top-tier card in the Delta Amex suite and includes access to Delta Sky Clubs (subject to limitations) and American Express Centurion Lounges, as well as an annual companion ticket.

To learn more, read our full review of the Delta Reserve Amex.

Apply here: Delta SkyMiles Reserve American Express Card

IHG One Rewards Premier Credit Card

New IHG One Rewards Premier Credit Card holders can earn up to 185,000 bonus points:

Earn 150,000 bonus points after spending $3,000 on purchases in the first three months from account opening.Plus, earn 35,000 bonus points after spending $6,000 on purchases in the first six months from account opening.

Per TPG's May 2026 valuations, this bonus is worth up to $1,110.

THE POINTS GUY

The IHG Premier is the best card for IHG loyalists and provides a fourth night free when redeeming IHG points, as well as an anniversary night award on each account anniversary.

To learn more, read our full review of the IHG Premier.

Apply here: IHG One Rewards Premier Credit Card

IHG One Rewards Premier Business Credit Card

With the IHG One Rewards Premier Business Credit Card, you can earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.

This bonus is worth $840, per TPG's valuations.

THE POINTS GUY

This is an excellent business card option for IHG loyalists, providing automatic Platinum Elite status, the fourth night free benefit and a free night each year after your account anniversary.

To learn more, read our full review of the IHG Premier Business.

Apply here: IHG One Rewards Premier Business Credit Card

IHG One Rewards Traveler Credit Card

The welcome bonus on the IHG One Rewards Traveler Credit Card provides the opportunity to earn up to 125,000 bonus points:

Earn 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening.Plus, earn 35,000 bonus points after spending $4,000 on purchases in the first six months from account opening.

The full value of this bonus is worth up to $750, according to TPG's valuations.

THE POINTS GUY

This no-annual-fee card provides an excellent welcome offer for IHG loyalists looking to boost their points balance.

To learn more, read our full review of IHG Traveler.

Apply here: IHG One Rewards Traveler Credit Card

Hilton Honors American Express Aspire Card

With the Hilton Aspire Amex, new cardmembers can earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership.

This offer is worth $600, according to TPG's May 2026 valuations.

THE POINTS GUY

This is the top-tier option for Hilton loyalists. For a $550 annual fee, you'll receive Hilton Diamond status, which comes with 100% bonus points on eligible Hilton purchases, lounge access at select properties, complimentary breakfast and space-available room upgrades.

You'll also receive up to $400 each calendar year (up to $200 biannually) in statement credits for eligible purchases, such as dining, spa treatments, room rates and more, at eligible Hilton resorts.

To learn more, read our full review of the Hilton Honors Aspire Amex.

Apply here: Hilton Honors American Express Aspire Card

Hilton Honors American Express Business Card

The Hilton Honors Amex Business card's current welcome offer allows new cardmembers to earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership.

Per TPG's valuations, these bonus points are worth $520.

THE POINTS GUY

This is a solid cobranded card for business owners who like to stay with Hilton. Those with this card can earn up to $240 in statement credits every calendar year (up to $60 each quarter) for eligible Hilton purchases, including room reservations at Hilton properties and incidental charges such as dining at on-site restaurants or spa treatments.

You'll also receive complimentary Gold status with Hilton.

To learn more, read our full review of the Hilton Business Amex.

Apply here: The Hilton Honors American Express Business Card

Hilton Honors American Express Surpass Card

New Hilton Honors Amex Surpass cardmembers can earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership.

TPG's valuations deem this bonus worth $520.

THE POINTS GUY

This card packs a punch for a modest annual fee of $150. You'll receive Hilton Gold status and up to $200 in Hilton statement credits each calendar year on eligible Hilton purchases (up to $50 in statement credits each quarter).

To learn more, read our full review of the Hilton Surpass Amex.

Apply here: Hilton Honors American Express Surpass Card

Bottom line

The above offers are enticing, but remember that each issuer has its own application rules. Make sure you're always getting the top offer when you apply for a credit card because you might only get one shot at the bonus on that card.

These cards offering 100,000-point bonuses (and more) could be worth considering if you want to boost your rewards balance in a specific airline, hotel or issuer loyalty program.

Related: The best credit card welcome bonuses currently available

For rates and fees of the Amex Business Platinum Card, click here.
For rates and fees of the Amex Business Gold Card, click here.
For rates and fees of the Amex Platinum Card, click here.
For rates and fees of the Amex Gold Card, click here.
For rates and fees of the Marriott Bonvoy Business card, click here.
For rates and fees of the Delta Reserve Amex, click here.
For rates and fees of the Hilton Aspire Card, click here.
For rates and fees of the Hilton Business Card, click here.
For rates and fees of the Hilton Surpass Card, click here.

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