The Savings Expert: Passive Income Is A Scam! Post-Traumatic Broke Syndrome Is Controlling Millions!

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Morgan Housel, global expert on personal finance, shares powerful lessons on Warren Buffettโ€™s hidden struggles, Elon Muskโ€™s sacrifices, money trauma and financial habits, how to invest wisely, and the psychology behind saving, spending, and success.

Morgan Housel is a partner at Collaborative Fund, former columnist for The Wall Street Journal, and a speaker on investing, saving, spending, and financial independence. He is also the bestselling author of books, such as: โ€˜The Psychology of Moneyโ€™ and โ€˜The Art of Spending Moneyโ€™.

He explains:
โ—ผ๏ธ Why more money rarely solves unhappiness
โ—ผ๏ธ How envy and social comparison drive overspending
โ—ผ๏ธ Why extreme wealth often comes at the cost of health and relationships
โ—ผ๏ธ How inflated definitions of โ€œwealthโ€ fuel endless consumerism
โ—ผ๏ธ Why true happiness comes from family, friends, and health - not luxury

00:00 Intro
02:21 The Importance of Spending Money
04:31 Why Will This Podcast Make My Life Better?
07:42 Is There Something Wrong With Chasing Status?
10:14 Whatโ€™s the Evolutionary Basis for This Stuff?
15:31 There's Always a Trade-Off
17:43 Saving Addiction
19:29 Can Money Make You Happy?
24:56 Are We All Stuck in a Status Game?
29:02 Is the "Freedom" Culture Actually Making People Unhappy?
31:00 Your Favorite Form of Saving Is Spending
33:05 Jealousy of Other Peopleโ€™s Wealth
35:04 The Spectrum of Financial Independence
38:45 How Do People Achieve Financial Independence?
41:20 How Does Dopamine Factor Into All of This?
48:55 We're Wired to Want More
54:39 People Retiring Early Tend to Wish They Hadn't
55:40 Passive Income Myths
57:54 Ads
58:55 Do I Need to Know Economics for This?
1:04:49 Whatโ€™s Going On in the World?
1:08:43 How Wealth Inequality Is Dividing People
1:10:38 The Charlie Kirk Shooting
1:18:52 Is There a Way Back From This Divide?
1:23:27 What Should We Be Doing to Help?
1:25:16 Are You Optimistic About the Western Economy?
1:27:11 Favorite Chapter From the Book
1:32:22 Ads
1:34:30 Why You Should Try New Things
1:37:17 Are You Chasing a Lifestyle That's Not Right for You?
1:40:35 Does Jack Think Steven Is Happy?
1:49:25 Should We Feel Guilty About Lacking Contentment?
1:52:37 The Relationship Between Money and Kids
1:55:30 The Exact Formula for Spending
2:01:53 Humble Bubble
2:03:55 Do You Have Major Regrets in Life?

Follow Morgan:
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X - https://bit.ly/4pJf4lT

You can purchase Morganโ€™s book, โ€˜The Art of Spending Moneyโ€™, here: https://amzn.to/3VKPajM

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Posted by Cow bot in Default Category on October 12 2025 at 12:22 PM  ·  Public

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